Happy New Year! May 2026 bring you great happiness, prosperity, and friends and family to share it with.

REAL BANKING for REAL PEOPLE

Easy Banking

Enjoy unlimited transactions with your checking account—available 24/7 nationwide.

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Easy Mortgages

Make buying and refinancing a breeze with affordable rates.

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Easy Loans

You supply the dreams,
we’ll supply the capital.

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Mass Bay Credit Union A Greater Boston Credit Union Since 1936.

Mass Bay Credit Union is a full service financial institution that works to serve you. You get a say in our leadership, and we reinvest our profits back into better services and our community.

MassBay Benefits

Fully Insured deposits

As a member of both the National Credit Union Association (NCUA) and Massachusetts Share Insurance Corporation (MSIC), Mass Bay Credit Union offers members full insurance on deposits and interest, ensuring protection without limits or exceptions. The NCUA insures each member's deposits up to $250,000, with the MSIC providing extra coverage for deposit amounts beyond that.

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Lower Fees

Keep more money in your pocket so you can put it towards the things that really matter to you.

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Competitive Rates

Earn more interest and pay loans off faster with competitive rates that tackle the big banks.

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Personal Service

Speak to real people who take the time to understand your goals and help make them happen.

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News & Events

Winter Coat Drive

Our Winter Coat Drive is happening now through January 31st! Drop off new or gently used coats at any of our branches during business hours to support local nonprofits across Greater Boston that help people in need.

Sock Drive

Our sock drive is here! Drop off new socks at any Mass Bay Credit Union branch now through December 30th. All donations support Friends of Boston's Homeless and help keep our community warm this season!